Rates

Looking to borrow, charge or earn money? Identify has your solution! Our products offer bonus rates on deposits & discounts on loans exclusively available to 16-25 year olds!

Charge & Save Rates

     
What You Pay Us
Annual Percentage Rate (APR)
driveIT Auto Loan
2.24% - 12.74% *
Why the range of rates
borrowIT Personal Loan
6.9% - 13.9% *
Home Mortgage - 30 Year Fixed
3.99%
* Your rate is based on your personal credit history.

Take advantage of these low rates. Apply here

   
What You Pay Us
Annual Percentage Rate (APR)
chargeIT Credit Card
8.15% - 17.15% *
* Your rate is based on your personal credit history

Take advantage of our low credit card rate. Apply here

   
What We Pay You
Annual Percentage Yield (APY)
saveIT account
Earn a 1% bonus rate on your first $500
 
Up to $500 1.11%
$500.01 & up 0.10%
investIT Certificates
Earn these rates with as little as $100
 
12 months .30%
24 months .40%
Individual Retirement Account (IRA)
A safe way to save for education expenses or retirement
.45%

Maximize your return – open a saveIT account or investIT certificate today.
Choose your status below to get started.

New to Identify | Already bank with Identify

 

   
interest rate
loan term
loan amount $
monthly payment $

borrow money here!

   
deposit amount $
months saved
rate
total savings $

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