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Looking to borrow, charge or earn money? Identify has your solution! Our products offer bonus rates on deposits & discounts on loans exclusively available to 14-25 year olds!
What You Pay Us
Annual Percentage Rate (APR) |
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driveIT Auto Loan |
4.99% - 15.99% *
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borrowIT Personal Loan | 9.49% - 20.49% * | |
Home Mortgage - 30 Year Fixed |
7.03% | |
* Your rate is based on your personal credit history. |
Take advantage of these low rates. Apply here
What You Pay Us
Annual Percentage Rate (APR) |
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chargeIT Credit Card | 11.65% - 20.65% * | |
* Your rate is based on your personal credit history |
Take advantage of our low credit card rate. Apply here
What We Pay You
Annual Percentage Yield (APY) |
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saveIT account
Earn a 1% bonus rate on your first $500 |
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Up to $500 | 1.11% | |
$500.01 & up | 0.10% | |
investIT Certificates Earn these rates with as little as $100 |
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12 months | 2.25% | |
24 months | 2.25% | |
Individual Retirement Account (IRA)![]() A safe way to save for education expenses or retirement |
.45% |
Maximize your return – open a saveIT account or investIT certificate today.
Choose your status below to get started.
New to Identify | Already bank with Identify