A chargeIT Credit Card gives you an easy way to buy the things you need. By using your Platinum card and making payments on-time you can build a positive credit history/score. Why is this important

How much can I charge? Up to your individual credit line as follows:
18+ years - $500-$5,000
16 - 17 years – $250 with a qualified coapplicant
Need a Coapplicant? If you are under 18 years old or do not have a paying job, by law you must have a qualified coapplicant to apply for a chargeIT Credit Card. Why
What's my rate? 8.15% - 17.15% Variable APR
Why the range of rates
Monthly Statements Choose eStatements or print statements
What do I need to get started? 1. An account with ACU. Don't have one
2. To fill out a chargeIT Credit Application
3. A current pay stub, if employed.













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